It is very exciting to start a work at home business. There are hundreds of attractive offers on the internet but which one do you choose.

Unfortunately, some offers are not what they say they are. Have you heard “if it sounds too good to be true, it probably is”? You should always beware of the offers that sound too good to be true.

When you find the right work at home business, you can’t wait to start. The task is to stay with it. You will not be successful overnight. It takes dedication, hard work, and commitment to get your business off the ground.

It can be disheartening when it seems nothing is happening with your business. Just remember, if you stick with it, things will pick up and you will be grateful that you remained committed. But how do you stay motivated so you can build a successful business?

Think of the future. Have you created short and long term goals for yourself? Do you hope for more time with your family, financial freedom, and security? Write your goals down and refer to them daily. Then you’ll always know why you started your work at home business. Once you reach your goals, won’t all the hard work be worth it?

Spending more time with family is a great motivational factor when starting a business working from home. Remember, you need to take the time to get your business up and running successfully. Eventually you will spend less time on your business and more time with your family.

Financial freedom and security are the ultimate end results of a work at home business. Imagine being able to save for your children’s education, buy a house, take vacations, work less and play more. Not worrying about money is a goal most people have.

Finally, although it may not seem like anything is happening in your business that, in fact, may not be the case. For instance, when you work an online business and you are submitting articles, you are creating back links to your site which may not be beneficial immediately. The more links you have, the more traffic you will get. With time, this traffic will lead to increased success for you and your business.

With your own work at home business, you can choose when you work, who you work with, where you work and how much time you spend working. You will spend time making yourself rich rather than someone else. So why not work for yourself, earn money for yourself and set your own schedule with a work at home business?!

Cathy Spracklin is an International Home Business Trainer who teaches and trains others to become successful in their own home business.

If you want advice on how to start a successful home business, visit:

[http://www.FreedomSuccess4u.com]

For a full resource of legitimate work at home resources find time to visit:
[http://www.newonlineadsense.com] and [http://www.achristianmothersguide.com]. If you are serious
about finding work at home, I encourage you to visit these sites and search your heart for
what you may want to do. It’s not going to work with the first thing you find to do. This
is where persistence and motivation come into play. You have to be determined you will
find your passion and desire and stick with it.

Iris Shamble has been sharing her writings for several years and has contributed to the “International Library of Poetry”. She has been a devout Christian for 15 years and is a devoted wife to Darryl Shamble, and mother to two lovely daughters. Iris currently works in the Virginia school system, where she has become an expert on the social and cultural pressures facing children everyday. She has spent the last five years gathering and substantiating information and interviews for “A Christian Mother’s Guide”. Iris is also a youth mentor, women’s ministry leader and speaks before woman’s groups

Many Americans, including, unfortunately, many of our elected officials, and politicians, seem to feel, it’s no big deal, if the United States, runs a deficit (even a large one)! However, although the Federal Government deems it appropriate, and Congress approves, they can print additional paper money. Just because they can, and it’s permitted, by law, doesn’t mean, it makes sense, to do so! When the government runs at a deficit, the U.S. Treasury authorizes the printing of additional currency, to cover this shortfall. This means, the nation accumulates additional debt, which, at some point, must be repaid. With that in mind, this article will attempt to, briefly, consider, examine, review, and discuss, 5 reasons, this matters, and has signification ramifications.

1. Comes back to haunt you!: The lack of discipline, or the short – term, search for irresponsible planning, etc, often will come back to haunt the nation! Since President Trump, is presently, in several international trade disputes, including, with Mexico, Canada, European Union (EU), and China, etc, doesn’t it make sense, continuous reliance on additional debt, might be unsustainable, and put our nation, in a potential bind? For example, China is, and has been, for some time, the single largest purchaser of United States debt vehicles (Treasury Bills, Notes, Bonds, etc), and, recently, has started to sell – down their inventory of this debt, and is purchasing far less! With the tariffs, etc, our President has imposed already, and is threatening to expand, couldn’t China, use this, against us?

2. Burden on future generations: Whether you like it, or not, eventually, this debt, will put a burden, on future generations! A larger, and larger, percentage of every year’s budget, goes towards paying down the debt, and, is already representing the single – biggest component of the nation’s budget!

3. Economic instability: How essential might it be, to focus on the longer – term, sustainable, economic stability, of our nation?

4. False sense of security: President Trump, and his supporters and allies, proudly point to the robust economy, our nation is experiencing. Statistically, we are experiencing, record – low unemployment levels, and an amazingly, improved Gross Domestic Product, or GDP. However, a significant reason/ cause for the success of the GDP, is, because of the impact of the deficit, itself. When a government has a deficit exceeding a trillion dollars, the immediate impact is, like adding that amount, into the U.S. economy. Combining that, with the beneficial effects of the 2017 tax reform, larger corporations, especially, significantly benefited, and, a portion of the job growth, occurred because of the present false sense of security! Is this, sustainable, or will we witness, negative ramifications, sometime, in the not, too distant future?

5. Wasted time and energy: So much time has to be spent, in Congress, debating expenditures, the budget, and considering the raising of the federal debt ceiling (based on this constant deficit), we are witnessing significant, wasted time and energy. Who believes, there should be priorities, which need addressing, which the current political atmosphere are making, even more challenging, which are punted, down – the – road?

Wake up, America, and demand, your elected officials, begin behaving responsibly, and truly, serving and representing, the best interests of most Americans. When a questionable tax reform legislation, becomes, largely, the cause of significant deficits, isn’t it, about time, politicians became statesmen, and did, the right thing, for a quality, sustainable future?

Richard has owned businesses, been a COO, CEO, Director of Development, consultant, professionally run events, consulted to thousands, conducted personal development seminars, and worked on political campaigns, for 4 decades. Rich has written three books and thousands of articles. Website: http://plan2lead.net and LIKE the Facebook page for common sense: http://facebook.com/commonsense4all

Article Source:https://EzineArticles.com/expert/Vicky_Schettini

After, well over a decade, as a Real Estate Licensed Salesperson, in the State of New York, I have worked with, both, existing homeowners, wanting to sell their homes, as well as qualified, potential home buyers. While many consider home ownership, before taking the leap, and purchasing, what, for most, will be their single – biggest, financial asset, it makes sense, to take the time, and make a concerted effort, to fully consider some of the advantages, and what, might make sense, for you, and your needs! With that in mind, this article will attempt to consider, examine, review, and discuss, what I call, the 5 P’s of owning a home, of your own.

1. Paying self, instead of landlord: Whether one owns his house, or rents from someone else, it’s important to understand and realize, we will have monthly costs and expenses. It’s merely determining, who you want to pay, your landlord, or yourself? When you own, your monthly payments, go towards a combination of principal, interest, and, what is known, as escrow (which includes, real estate taxes, insurance payments, etc). The part, which goes towards principal, builds equity (value), and, since, historically, over – time, real estate values grow, at least with the inflation rate, as well as supply – and – demand, you will be paying, yourself, instead of your landlord. Although ownership, also means, you will be responsible for certain costs, including repairs, renovations, etc, while, when you rent, your landlord is responsible for most of these, most analyses indicate, the equity/ value of this asset, will enhance your overall financial worth.

2. Pride of ownership: Most people feel pride in living in their residence, and, thus, this pride of ownership, is a non – financial aspect, for potential purchasers, to consider, and evaluate, as part of their decision – making, in whether it’s the right move, for them, personally!

3. Particular needs: Do you have any particular, individual, specific needs, which a specific house, might serve, and enhance? Is it a matter of location (specific neighborhood/ area), actual property (size, or specific functions), number of rooms, or specific features, which will, make you happy, and proud, to live somewhere?

4. Practical/ pragmatic: If it makes sense, financially, and make you happier, owning may be, both a practical, as well as, pragmatic course of action!

5. Priorities: Each of us have our own priorities, so, when you buy, a house, focus on what you desire, and makes happy, and meets your personal needs and requirements, instead of, merely, Keeps – up – with – the – Joneses!

Buying a house, and participating, in the so – called, American Dream, should be approached, thoroughly, and carefully. Will you continue to pay your landlord, every month, or buy, and pay yourself, instead?

Richard has owned businesses, been a COO, CEO, Director of Development, consultant, professionally run events, consulted to thousands, conducted personal development seminars, for 4 decades, and a RE Licensed Salesperson, for a decade+. Rich has written three books and thousands of articles. Website: http://PortWashingtonLongIslandHouses.com and LIKE the Facebook page for real estate: http://facebook.com/PortWashRE

Now that tax season is over, did you have to pay taxes instead of getting a refund? You’re definitely not alone, and there will probably be a repeat performance next year.

There are several things you can do to increase your chance for a refund and you don’t have to be a tax accountant to take advantage of these deductions. The key is to start planning now, and not wait until the end of the year. Below is a list of what you should do.

Contribute to a 401K or IRA

Most people think the only reason to contribute to a retirement fund is to ensure financial independence as you age, but it can also have short-term tax benefits. Most of the time the money you put towards your 401K and IRA are tax-deductible and are not included in your taxable income.

Donate to a Charity

Charitable donations or expenses tied to volunteering can all be itemized and deducted from your income at tax time. Just remember to save all receipts and keep track of all the miles you travel on behalf of a charity or the organization you are volunteering for. These miles will be deductible at 14 cents per mile for 2018.

Buy a Primary Residence

There’s a clear tax benefit to owning a home. The interest you pay on your mortgage is all tax deductible. For the first several years, mortgage payments go towards interest, which will radically decrease your adjusted gross income at tax time. Think about paying January 2019’s mortgage payment in December to get the maximum tax benefit in April.

Invest in Solar Energy

If you’re making a list of home improvements, consider adding solar panels to that list. Solar will earn homeowners up to 30% of their installation costs in tax credits. I would hurry because those credits will decrease after 2019.

Claim Education Credits

Student loan interest and/or tuition can be used as a tax deduction. Current students can also access the American Opportunity Credit, which covers up to $2,500 annually for four years, and the Lifetime Learning Credit, which can cover up to $2,000 per tax return.

Start A Home Business

Starting and maintaining a business in your home will give you a new source of income, but more importantly, allow you to take deductions on all income that is generated from the business. These specific deductions may include business expenses, portions of your mortgage, utilities, repairs, and even the startup costs for the business.

Medical or Dental Expenses

Many of your medical and dental expenses are tax-deductible as is the transportation and parking costs.

Open a Flexible Spending Plan

Many employers offer flexible spending plans that will let their employees contribute towards their annual medical expenses. These medical contributions generally do not count towards taxable income.

Job Hunting

If you find yourself in the hunt for a new job this coming year, remember you can write off some of the expenses associated with finding new employment. These write-offs include clothing, travel, food, etc. And, these expenses are deductible even if employment is not found within the tax year.

Make Estimated Payments

As is often said, the best defense is a good offense. If you’re concerned that your deductions will not cover you appropriately for the tax year, it will be advantageous to make quarterly payments that you and your tax accountant think will cover your income that is not subject to withholding tax.

Start a Family

Child tax credits are still included in the new tax reform bill. In fact, they have been increased from $1,000 per child to $2,000.

Find Every Available Tax Credit

We’ve named many tax credits in this article, but there are many more that can be utilized. Some of these include childcare costs for low-income households and adoption. Keep in mind that tax credits are more valued than simple deductions because they can reduce your taxable income on a dollar-for-dollar basis.

The tax Cuts and Jobs Act of 2017 that was signed into law in December provided a major overhaul to the previous tax law. This law will affect your tax planning for 2018 so it will be important to have a pro do your taxes. No matter how much you think you know or how much research you do, a professional will be able to identify those tax deductions and tax credits that will be beneficial to you. A professional will also help you stay organized and minimize your tax obligation.

Remember, be a wise taxpayer and learn how to make money out of your tax return.

This article is intended to provide general information and shouldn’t be considered legal, tax or financial advice. It’s always a good idea to consult a tax or financial advisor for specific information on how certain laws apply to your situation and about your individual financial situation. If you’re thinking about your future, allU.S. is right beside you. Our team of dedicated member representatives is standing by to help you start investing your tax refund for retirement, education, travel and more. For more tips, or to let us help you identify tools to achieve your financial goals, contact us or access our website. ( https://alluscu.com )